About Sforzo Group

We are the effort
behind the growth

From a university dorm room in Zambia to a multi-sector holdings group — this is the story of what happens when ambition meets discipline.

The foundation of
something lasting

Sforzo Investment Group was conceived in 2022 with a singular conviction: that Zambia's most promising markets were being underserved by incumbent players. We set out to change that — not with noise, but with effort.

The name Sforzo is Italian for "effort." It reflects our operating philosophy — that meaningful results are earned through consistent, disciplined action. We do not chase shortcuts. We build foundations.

Registered in 2023 and headquartered in Kitwe, we have spent our formative years proving our model across three sectors: financial services through sgCapital, consumer electronics through sgBuy, and agriculture through sgSoil. Each subsidiary was built to solve a real problem for a real market.

Redefining efficiency
in business

Our mission is straightforward: to redefine efficiency in business management across the sectors we enter. We believe that excellence in operations, paired with a deep understanding of local markets, creates durable competitive advantage.

Inspired by the world's great holding groups — diversified, resilient, long-term in orientation — we are building Sforzo Group to last. Not just to grow, but to create value that compounds over decades for our clients and the communities we serve.

We are currently preparing each of our three subsidiaries for their next phase. The foundations have been laid. The next chapter begins in 2026.

Six values. One culture.

01
Effort Over Ease
We do not look for shortcuts. Every meaningful result is earned through consistent, disciplined work — across every level of the group.
02
Integrity Always
We operate transparently with clients and each other. Our reputation is the most valuable asset we manage.
03
Long-Term Thinking
We make decisions that compound over time. Short-term gains that compromise long-term value are never worth pursuing.
04
Market Intelligence
We enter markets we understand deeply. Our edge is not capital — it is insight into the communities and sectors we serve.
05
Operational Excellence
Efficiency is not a metric — it is a mindset. We continuously refine our processes to deliver more with less friction.
06
Community First
We are Zambian at our core. The growth of our group is inseparable from the growth of the communities that support it.

From inception
to expansion

2022
The Idea Takes Root
Sforzo Investment Group is conceived — born from the conviction that Zambia's key markets deserved more capable, more efficient operators.
2023
Registration & First Operations
The group is formally registered. sgCapital launches its inaugural lending operations. sgSoil begins initial farming activity in Northwestern Province.
2024
Consolidation & Learning
The group focuses on refining its operating models, strengthening client relationships, and preparing each subsidiary for scale.
2025
Record Performance
sgCapital records its strongest year to date. The group begins planning the next phase of growth across all three subsidiaries.
2026 →
The Next Chapter
All three subsidiaries prepare to relaunch with expanded capabilities, new service lines, and a clear vision for the decade ahead.
Explore our portfolio
of subsidiaries
View Portfolio